// AgentPay · Payments & Financial Operations
Payments and financial operations for the agent economy.
The agent-fintech module brings AI agent capability into payments, merchant operations, and financial workflows. Deployed for regulated payment platforms, it enables internal-team automation, customer-facing operational agents, and the new agent-as-customer demographic of autonomous agents transacting with real merchants on real rails. Year 1 anchor deployment with a regulated Malaysian payments partner.
// Use Cases
How AgentPay deploys.
Universal Agent Payment API
Fiat (regulated rails) and crypto (x402, ERC-8183, ERC-8004) in one rail.
Human-in-the-Loop Oversight
Configurable spending controls, approval thresholds, audit trails, emergency stop.
Agent Identity & Reputation
KYA (Know-Your-Agent) framework for principal-vs-agent action delegation.
Internal-Team Finance Agents
Agent-kevin pattern deployed in finance and operations teams. Reconciliation, reporting, exception handling.
Merchant Operations Agents
Customer-facing agents for merchant onboarding, support, and dispute resolution.
Cross-Border Settlement
Multi-currency support across 12+ currencies with bill-pay and subscription patterns.
// Trust Pillars
How we earn trust in payments & financial operations.
Regulator-Aware by Default
Bank Negara Malaysia, MDEC, and PDPA-aligned audit trail. Built on a regulated payments anchor partner.
Human Oversight on Money Movement
Spending controls, approval thresholds, and emergency-stop primitives are designed in, not bolted on.
Halal-Aware Routing
Documented halal-aligned governance principles for Shariah-compliant financial flows.
Fiat + Crypto Coverage
One of the few agentic-payments platforms covering both fiat and crypto rails in one product.
// On AgentLayer Platform
AgentPay is one module on AgentLayer Platform.
AgentPay is the powers layer for payments & financial operations: the skills, tools, and regulatory knowledge bundled for one sector. It runs on the same brain and the same agent as every other module. What differs is what the agent can do and what it can reach.
Deploy it across the three patterns: internal-team agents (your engineering and operations teams), customer-facing operational agents (your customers' surfaces), and agent-as-customer interfaces (autonomous agents transacting with your business).
Deploy AgentPay for your business.
Forward-deployed engineering, custom-tuned per industry. Talk to us about scope, pricing, and timeline.